Private AI for mortgage & lending.

Coordinate the application without automating the credit judgment

Calls, borrower evidence and lending conditions need to remain connected.

KOVA can be configured to work with these inputs: consented calls, authorised application documents, lender conditions and appointment availability.

What the AI looks for

Read supplied fields, detect missing or conflicting information and classify borrower requests.

What happens next

Arrange calls, create condition-review tasks and prepare borrower follow-ups.

What SOS AI connects and configures

Loan-system, OCR and telephony integration with identity verification.

KOVA runs the selected models locally. SOS AI combines the required model software, data connections and approved application tools around the job. Cameras, sensors, telephony and specialist applications are integrated where the workflow calls for them; they are not assumed to be present in every installation.

How to judge the result

Lenders make credit decisions and verify evidence; measure missing-condition errors and inaccurate extraction.